Did you read that correctly? Someone giving praise to a reverse mortgage? But the media says . . . (Big sigh on my side. Oh the media!). Similar to annuities, permanent life insurance, financial advisors, (heck we might as well jump over to the US government, politicians, attorneys, the military, ta
Weeeeee. More nerdy finance talk. I’m literally gitty. A common question that comes when we begin the discussion of retiring early, revolves around how to set up your investments so you can take money out for income in retirement. Most people know that with certain accounts, you are not (techn
One of the big sadness’s of my life revolves around people’s spending habits in the US (and elsewhere I am sure). So many people talk about how they have money stress and feel like they just cannot get ahead financially. Traditionally, they blame low pay, the cost of goods, the governmen
One of the more intimidating parts of buying a home is making an offer on a property. There is a lot that goes into deciding on the offer and a lot more you should make sure you understand to protect yourself in the process. Though, if you work with a real estate agent, much of […]
A few days ago, an article came out discussing the amount you would need to retire based on the state that you plan to retire in. We all know that many states are not particularly friendly states for retirees due to higher cost of living, higher state income taxes, and more. People can often reduce
Recently (as of this post), the National Financial Educators Council (NFEC) conducted a survey that asked American adults to estimate how much money they had lost in 2024 due to lack of financial knowledge. You can read the post here – Financial Educators Council Post A total of 1,200 people r
One of the financial pieces that you should think about revolves around the kind of investor you are and want to be. Understanding the type of investor you are can help you understand what steps you should be taking to improve your financial picture. For instance, if you want to be a hands-off inves
As with every and any situation along your financial path, you should first and foremost make sure that making any decisions, both personally and financially, line up with your goals. This post is created to help you understand the financial costs of waiting to purchase a home in a market where inte
Holy-moly, you are a home owner! I hope you are as excited as I am after any of my property purchases. I usually have a huge desire to be able to start making the property my own (or make improvements). As you progress down the road from your initial euphoria, one of major components of […]
You are under contract on a home and working through the steps of getting the home inspection ordered, homeowner’s insurance quotes requested, earnest money sent to the seller, and so on. Or, you are doing a refinance and getting documents ready for underwriting review. As expected, your loan
