Did you read that correctly? Someone giving praise to a reverse mortgage? But the media says . . . (Big sigh on my side. Oh the media!). Similar to annuities, permanent life insurance, financial advisors, (heck we might as well jump over to the US government, politicians, attorneys, the military, ta
One of the more intimidating parts of buying a home is making an offer on a property. There is a lot that goes into deciding on the offer and a lot more you should make sure you understand to protect yourself in the process. Though, if you work with a real estate agent, much of […]
As with every and any situation along your financial path, you should first and foremost make sure that making any decisions, both personally and financially, line up with your goals. This post is created to help you understand the financial costs of waiting to purchase a home in a market where inte
Holy-moly, you are a home owner! I hope you are as excited as I am after any of my property purchases. I usually have a huge desire to be able to start making the property my own (or make improvements). As you progress down the road from your initial euphoria, one of major components of […]
You are under contract on a home and working through the steps of getting the home inspection ordered, homeowner’s insurance quotes requested, earnest money sent to the seller, and so on. Or, you are doing a refinance and getting documents ready for underwriting review. As expected, your loan
Holy cow! You have an accepted offer on a home! This is great news and exciting times for you (and possibly also, your family, if applicable). First, you should celebrate. Get a good meal or some drinks and enjoy the new opportunity before you. Right after that, work needs to be done to make sure [&
Many people fear meeting with a mortgage loan officer and their lending institution because they are afraid the loan officer will judge them if their credit or finances are not perfect. I can happily assure you that the loan officer does not care or judge your current credit or financial state, if t
You have accomplished something pretty cool, you are now pre-approved to buy a home. Hopefully, you understand all the important pieces of the potential process you will go through once you find a home and how the mortgage will work. You understand your costs and your possible cash to close? You und
So you want to jump into the process of getting approved to buy a home? Congratulations! If this is your first time trying to buy a home, just know there are some steps you need to take before you can look at properties, seriously. We are going to go through the basics of what to […]
Buying a home is a joyful, exiting, stressful, nerve-racking, prideful, distrustful, and hopeful time. Along with a bunch of other adjectives that you can conjure up. There are so many components of going through the purchase process that it can seem like a whirlwind. Especially for the vast majorit
